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Net worth tracking

See every account in one honest number.

Savings, investments, pensions, retirement funds, even the home — Finanzya consolidates everything into a single net-worth view that updates as you do.

app.finanzya.app · Net worth tracking
Net worth · GBP
£284,310
+£3,420 (1.2%) this month
12 accounts · 3 currencies
ISA · GBP£74,210
Vanguard · USD£112,490
Pension · EUR£68,200
Mortgage · GBP−£182,000
Allocation
Equities 46% Pension 22% Cash 18% Other 14%

Every account, in one place

Add savings accounts, current accounts, investment portfolios, pensions, and even illiquid assets like a home. Each account keeps its own currency, its own balance history, and its own contribution to the total. You stop guessing your net worth and start watching it change.

  • Unlimited account types (savings, investment, pension, crypto, real estate, liabilities)
  • Historical balance snapshots so you can see the trend, not just today
  • Account grouping by type, currency, or whatever taxonomy fits your life

Multi-currency, natively

Hold accounts in USD, EUR, GBP, JPY, CHF, or any other major currency. Finanzya converts everything to your chosen display currency using current FX rates — no spreadsheets, no manual maths, no surprise gaps when you move countries.

  • Per-account currency, total in your chosen display currency
  • FX rates updated automatically — switch display currency anytime
  • Works whether you live in one country or four

Assets and liabilities, side by side

Net worth isn't just what you own — it's what you own minus what you owe. Finanzya tracks loans, credit balances, and mortgages alongside your savings, automatically splitting each liability repayment into principal and interest so both are accounted for correctly.

  • Loans, credit cards, mortgages tracked as first-class accounts
  • Auto-split principal and interest on each repayment
  • A true net-worth figure: assets minus liabilities, not assets alone

Watch the history build

Every transaction becomes a data point on the curve. The portfolio summary and analytics views turn them into a story: net worth over time, allocation, deposits separated from market gains, best and worst periods, cumulative growth — the feedback loop that tells you whether the plan is working.

  • Wealth curve over time, with or without liabilities — overall or per account
  • Deposits split from market gains, so you see what you added vs what the market did
  • Analytics: best and worst periods, period averages, cumulative growth
Related features

Every feature, explained.

See all features
Accounts & transactions

Accounts & transactions

Every account type, manual entry and CSV import — the foundation everything else is built on.

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Spending & cash flow

Spending & cash flow

Where your money actually goes, broken down clearly.

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Budgeting & saving pots

Budgeting & saving pots

Needs, wants, pots and recurring payments — one plan.

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Planning & FIRE

Planning & FIRE

Forecast decades ahead — life events included.

Read article

See where your money
is taking you.

Start building a complete picture of your financial life — where you stand today, and the future you're working toward. Free to start, set up in an afternoon.

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