Your whole financial life,
one clear picture.
Finanzya is a personal finance app that brings your accounts, investments and spending together in one place — in any currency. See your net worth today, understand how it got there, and plan where it goes next.
A quick tour of
how it works.
Start with your accounts and transactions.
Everything begins with your accounts — savings, investment and pension accounts for the portfolio; current accounts and liabilities to complete net worth and cash flow. Then add transactions: type them in, or import your bank’s CSV and categorise once.
- Every account type, each in its own currency
- CSV import with column mapping — years of history in minutes
- Categories that remember: tag a merchant once, it sticks
See where you stand — and how you got here.
Your balances build a history. Watch net worth move month by month, check how the portfolio actually performed against what you expected, and let the past anchor your plans in reality.
- Net worth over time, assets minus liabilities
- Allocation and performance across accounts and currencies
- Historical data that tells you if the plan is working
Run the month with intention.
Organise savings into pots, set a monthly budget by category and follow it as you log your spending. Then read the month’s cash flow to see where the money actually went — and where it didn’t need to go.
- Saving pots for the goals you're building toward
- Monthly budgets by category, updated with every transaction you log
- Cash-flow analysis that shows where you could cut back
Simulate the future before you live it.
The forecasting tool projects your portfolio decades ahead and lets you layer life events onto the curve — buying a home, a career break, retiring — so you can see what each decision costs before you make it. Growth scenarios and the FIRE planner round out the kit.
- Forecast net worth with life events on the curve
- Pessimistic, base and optimistic scenarios side by side
- FIRE planning built on your real numbers
Three things Finanzya
does best.
Plan retirement with your real numbers.
Set your target and timeline, and watch the projection update as your portfolio moves. Growth scenarios and FIRE planning run on the same accounts you already track — no separate spreadsheet to maintain.
Manual entry, made fast.
You enter the data, so you always trust what it shows. Type a transaction in seconds, or import years of history from a bank CSV — smart column mapping and category memory do the heavy lifting.
£4.99 a month. Or free, forever.
The free tier is real — two accounts, income and expense tracking, no time limit. Pro unlocks the full toolkit for the price of a coffee.
Four steps to
a clear picture.
Add your accounts
Savings, brokerage, pensions, crypto. Each in its own currency. Balances now or full history via CSV.
Track your money
Log income and expenses, or drop a CSV. Categorise once; the importer remembers next time.
Get insights
Watch your portfolio evolve and your spending break down. The dashboard updates with every entry.
Plan your future
Use growth projections and the FIRE tool to set goals and track progress over decades.
See where your money
is taking you.
Start building a complete picture of your financial life — where you stand today, and the future you're working toward. Free to start, set up in an afternoon.